Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount: $20K – $1M
Funding speed: Within 24 hours
Loan term: 1–2 years
Interest rate: As low as 6%

A row of brick shopfronts on a main street, awnings out.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes a couple of minutes: the amount, how to reach you and a few questions about the business. A specialist then comes back with the offers you qualify for.

The pinch it fits

When the big job lands

An order larger than the float

A customer asks for more than you have ever supplied at once. Materials, labour and delivery all come before the payment does.

A term loan puts one sum behind the whole job, on a fixed schedule you can build into the price.

Every moment cash runs short →

A grocer beside pallets of fresh produce, an order bigger than most.

What it gives you

Why owners choose it

Fixed rates, so repayment never moves
Funded within 24 hours once approved
Spend it on whatever the business needs
No out-of-pocket fees

The application

Start your application

A couple of minutes: how much, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The six