Working capital

Working Capital

Funding your day-to-day operations.

Funding amount: Up to $1M
Funding speed: Within 24–48 hours
Cost: Starting at 4.5%
Repayment: Daily or weekly ACH

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

The pinch it fits

Every payday

Wages go out before the invoices come in

The work is done and billed, but your customers pay on their terms, not yours. The team still expects paying on Friday.

Working capital is made for the stretch between invoicing and being paid, and it clears on a short term once the money lands.

Every moment cash runs short →

A craftsman in his apron in the workshop, one of the people paid on Friday.

What it gives you

Why owners choose it

Short term, so it clears quickly
Funded within 24–48 hours once approved
Spend it on whatever the business needs
No out-of-pocket fees

The application

Start your application

A couple of minutes: how much, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The six