About Vital Business Funding
We think in cash flow, because that is how a business feels money.
Vital Business Funding helps owners bridge the ordinary, predictable gaps between money going out and money coming in.
Why cash flow
We are not a lender. Your application goes to our funding partner and through it to a network of lenders and funding providers who make the offers. What we bring is the question asked first: not how much could you borrow, but where does the cash run short, for how long, and what will pay it back?
That question decides the programme. A gap with a fixed end wants a short-term loan. One that comes and goes wants a line of credit. A large job wants one sum on a schedule. Getting the shape right is most of what makes funding feel like relief rather than one more bill.
We work only with businesses and do not arrange personal or consumer loans. There is no phone queue to sit in: the application is the way in, and a specialist gets back to you.
Steady hands
Help that does not add to the squeeze
A short month is stressful enough without funding that makes the next one tighter. So a few things stay the same whatever you apply for.
- Sized to the gap
- We would rather you borrow what the shortfall actually needs than the most a lender will offer.
- Repayments in plain view
- Daily, weekly or monthly, set out before you sign, so you can see how they sit against your takings.
- Straight answers
- If an offer would leave the business worse off, your specialist will say so, and you are free to walk away.
- Nothing out of pocket
- Applying costs nothing, and seeing your options commits you to nothing.
The application
Start your application
A couple of minutes: how much, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.
