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Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount
$10K – $1M
Funding speed
As quick as 1–2 days
Cost
Beginning at 6%
Term
Up to 24 months

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A baker holding up her Open sign beside the day's loaves.

Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

The pinch it fits

Ahead of the busy season

Stock has to be bought before it can be sold

Shelves get filled weeks before the customers arrive, and the till only catches up once they do.

A gap with a known end suits a short-term loan: borrow ahead of the rush, repay as the season sells through.

Every moment cash runs short →

A shop owner counting bottles on her shelves before the busy weeks.

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded in as little as 1–2 days once approved
  • Spend it on whatever the business needs
  • No out-of-pocket fees

The application

Start your application

A couple of minutes: how much, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours